BCCS Ltd. provides Mortgage loan on Agricultural Land at the village level for productive purposes. We offer agriculture loan for the supply of agricultural inputs at cheap price, improving irrigation, buying cattle, purchase equipment of farming and irrigation and other agricultural requirements.
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Loan Tenure
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Rate of Interest (Reducing)
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12 - 120 months
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15 - 24%
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Mortgage Loan on Agricultural Land can be used for:
- Purchase Agricultural Land.
- Purchase farming and irrigation equipment.
- Purchase cattle and livestock
- Cover operating expenses
- Cover storage or warehouse expenses.
Loan Limit
- Loan up to 50% of the agricultural property or land value / value assessed by District Level Committee Rate, whichever is higher than accordingly providing a loan and maximum loan will be 10 lakhs provide by society.
Documentation Requirement:
- Valid address proof, which may be established from the Utility Bill (water bill /electricity bill /telephone bill), Ration card.
- Valid identity Proof, which may be established from the Aadhar ID (i.e. mandatory), PAN card, Election ID, Passport, Drivers License etc.
- Land ownership proof as specified by the lender in the loan application
- Any other documents as mandated by the lender like land valuation reports, search report and land to charge report, mortgage value etc.
More Details
- Loan application form duly filled with signature, attached photographs of the applicant.
- Guarantor application form duly signed with a signature, attached photographs of the guarantor.
- Two guarantors require and they should be members of BCCS Society.
- Applicant and Guarantor are citizens of Udaipur (Rajasthan) and ideally, both should fall in the age bracket of 18-60 years.
- For agricultural loan, maximum EMI should not be more than 50% of the net income of the applicant after including the proposed loan installment.
- Last 2 years Income Tax Returns with computation of Income.
- The Original Property Documents are mandatory and loanable land, should cultivate agricultural land.
- The applicant needs to submit security cheque as per society rules and loan scheme.
Mortgage Loan Process Fee
- The mortgage loan on agricultural land processing fee applicable as per society rule.
- A mortgage of property / agricultural land is mandatory.
- Inspection charges and file charges for one time basis only at the time of disbursal of loan.
- Members - Group Insurance shall be done till loan ends, for which yearly premium shall be paid by the member.
| +91-294-2431460 | +91-9509619500 
